There's a high chance you've received an unwanted text message from an unknown number. Here are some tips on how you can determine if someone is trying to scam you & what you can do to avoid getting caught up in one.
How to Identify a Spam Text Message:
Spammers try everything under the sun to try to get you to engage with them. We cannot cover everything, but here are some examples of things they try to do hack into your accounts or steal your data:
Posing as someone you know requesting money or gift cards.
Texting coupons you've never opted in to.
Texting a link to check on a package.
Stating there was a problem with a payment on an account and to verify it.
Asking you to verify your personal information via text.
Things You Can Do to Prevent and Report Scammers:
Go to the direct source - Never press or click on a link that you never requested. Hackers use this bait and switch to collect your precious personal data or even worse. download malware on your phone that steals your data without you realizing it.
Do Not Reply Back - Texting back STOP can tip scammers that your phone number is active.
Copy the message and forward it to 7726 (SPAM).
Report it to the Federal Trade Commission at ftc.gov/complaint.